Use Your Investment To Reduce Your Home Loan

Our affiliate financial advisors may demonstrate strategies to significantly reduce the life of your loan and save you thousands of dollars using income derived from investment properties.

Interest only loans allow for lower loan repayments so the rental income covers the monthly mortgage payment in many cases. Structuring your loan, rental and income accounts correctly can save you thousands through offsetting and holding all your income sources into your home loan in between investment loan repayments, in turn reducing the home loan term.

The right offset account with low or no fees is key to this strategy with weekly or fortnightly repayments over monthly could be the difference of saving thousands of dollars and paying out your home loan sooner.